A personal budget tracker with no cloud, no account, and no subscription. Everything stays on your machine — always.
Get Spend. for Mac — $29
Built for people who want to actually understand where their money goes.
See your total budget, spending, and remaining at a glance. A pace tracker warns you if you're running hot before the month ends.
Drop a CSV from your bank. Spend. learns your category mappings so future imports are one click. Works with 17+ formats.
Month-over-month charts show where your money goes, how income compares to budget, and your net position over time.
Search any merchant to see your total spend, visit frequency, and average per trip. Know where the money really goes.
Set a yearly target for irregular expenses — car registration, gifts, vacations. Spend. calculates your monthly set-aside.
Beautiful in both. Your budget tracker, your way, on your schedule.
Click any category to expand a detailed overlay showing each line item, its budget, and how much you've spent. Progress bars shift from green to amber to red as you approach your limit.
Edit budget amounts inline — just click any number and type.
Browse, search, and filter your full spending history. Expand any row to see the raw bank statement, fix a miscategorized charge, or add a note.
Search any merchant name to see merchant insights — total spent, visit count, and average per trip.
Month-over-month spending charts show how your habits are changing. Spending vs. budget, breakdown by category, income over time, and your monthly net — all in one view.
Click any month to jump directly to that month's budget dashboard.
A guided setup walks you through everything on first launch — no manual required.
Start with sensible defaults or build your own. Fully customizable in Settings anytime.
Drop a CSV from your bank. Spend. maps categories and remembers for next time.
Spend. suggests amounts based on your actual spending. Accept, adjust, or skip — up to you.
After setup, a getting-started card lives on your dashboard until you've completed all the basics. Click any item to jump directly to that screen.
Once you're fully set up, it quietly disappears and your budget dashboard takes over.
Spend. stores everything in a local SQLite database on your machine. It never connects to the internet. No servers, no analytics, no tracking code of any kind.
Your financial data is yours alone — not a product to be monetized, not a liability to be breached.